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Fixed Deposit vs Debt Funds

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Fixed Deposit vs Debt Funds
Fixed Deposit
Debt Fund

Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 0.0 -100000.0 0.0
100000 0 -100,000 0.0
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit -100000.0 Not Applicable Not Applicable 0.0 -100000.0
-100,000 Short Term Not Applicable 0 -100,000

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name 		Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
BANDHAN Dynamic Term Fund Reg B Gr 01-12-2008 1.67 7.91 5.0 6.71 5.24 6.58 7.43
Kotak Dynamic Term Fund Reg Gr 26-05-2008 1.35 7.04 5.93 7.04 5.82 7.03 7.82
Axis Dynamic Bond Reg Gr 01-04-2011 0.65 6.76 6.78 7.19 6.0 6.93 7.77
360 ONE Dynamic Term Fund Reg Gr 24-06-2013 0.59 6.59 7.32 7.88 6.63 6.83 6.91
ABSL Dynamic Bond Gr Reg 27-09-2004 1.24 5.68 6.42 7.04 6.64 5.56 7.51
ICICI Pru Dynamic Term Fund Reg Gr 01-05-2009 1.32 5.65 6.57 7.03 6.37 7.33 8.18
HDFC Dynamic Term Fund Reg Gr 28-04-1997 1.39 5.53 4.98 6.16 5.02 5.42 7.9
SBI Dynamic Bond Reg Gr 10-02-2004 1.37 5.5 5.64 6.56 5.97 6.81 6.03
UTI Dynamic Term Fund Reg Gr 23-06-2010 1.69 5.23 5.71 6.42 8.71 6.1 7.53
Nippon India Dynamic Term Fund Gr Plan Gr 05-11-2004 0.74 5.23 6.36 6.97 5.94 6.21 6.48
Mahindra Manulife Dynamic Term Fund Reg Gr 01-08-2018 1.53 4.65 5.43 6.31 4.84 - 5.12
Mirae Asset Dynamic Term Fund Reg Gr 05-03-2017 0.99 4.24 5.79 6.13 4.84 - 5.74
HSBC Dynamic Term Fund Reg Gr 01-01-2013 0.64 4.2 5.06 6.2 5.21 6.02 5.75
Quantum Dynamic Term Fund Reg Plan Gr 05-04-2017 1.01 4.02 5.13 6.4 5.96 - 6.51
JM Dynamic Debt Reg Gr 25-06-2003 0.97 3.87 5.58 6.34 5.56 6.12 6.52
DSP Dynamic Term Fund Reg Gr 16-05-2007 1.18 3.56 4.02 5.66 5.21 6.15 6.61
PGIM India Dynamic Term Fund Gr 12-01-2012 1.68 3.48 4.43 5.76 4.9 6.24 7.02
Groww Dynamic Term Fund Reg Plan Gr 30-11-2018 1.36 3.43 3.99 4.89 4.3 - 5.35
Baroda BNP Paribas Dynamic Term Fund Reg Gr 23-09-2004 1.72 3.03 4.0 5.32 5.03 5.5 7.26
Canara Robeco Dynamic Term Fund Reg Gr 29-05-2009 1.71 3.02 3.16 4.62 4.23 5.21 6.51
Union Dynamic Term Fund Gr 13-02-2012 1.54 2.8 3.33 4.94 4.09 5.1 6.04
ITI Dynamic Term Fund Reg Gr 14-07-2021 1.22 2.58 3.84 5.19 4.81 - 4.87

Disclaimer: We have gathered all the data, information, statistics from the sources believed to be highly reliable and true. All necessary precautions have been taken to avoid any error, lapse or insufficiency; however, no representations or warranties are made (express or implied) as to the reliability, accuracy or completeness of such information. We cannot be held liable for any loss arising directly or indirectly from the use of, or any action taken in on, any information appearing herein. The user is advised to verify the contents of the report independently.

Returns less than 1 year are in absolute (%) and greater than 1 year are compounded annualised (CAGR %). SIP returns are shown in XIRR (%).

The Risk Level of any of the schemes must always be commensurate with the risk profile, investment objective or financial goals of the investor concerned. Mutual Fund Distributors (MFDs) or Registered Investment Advisors (RIAs) should assess the risk profile and investment needs of individual investors into consideration and make scheme(s) or asset allocation recommendations accordingly.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance may or may not be sustained in the future. Investors should always invest according to their risk profile and consult with their mutual fund distributors or financial advisor before investing.